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Home Loans

SIMPLIFIED

With a history of integrity & quality since the 1990's, 1st 2nd Mortgage Company of NJ will help you navigate the financial side of buying a home to reduce the overwhelming feeling so many have faced.  From making an informed decision when evaluating the various home mortgage loan options to finding out how much you can qualify for, we are here to help!

There is a simple way to make you're home owner dream come true!

The right time is now! 

Here at 1st 2nd Mortgage we specialize in providing families the opportunity of purchasing their homes. With over 40 years of Experience, we are committed to providing you with the best quality service and finding the right mortgage for you.

Need to make a payment? Click on the link below 

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LOAN OPTIONS

 

HOME PURCHASING

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quotetoday.  Get Pre qualified Now

VA LOAN

VA loans are good for veterans because they address common financial barriers to homeownership, provide favorable terms, and demonstrate the nation's appreciation for the service and sacrifices of those who have served in the military.

 

 

 

HOME REFINANCING

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

FHA LOAN

FHA loans are good for borrowers because they offer a pathway to homeownership with lower down payments, flexible credit requirements, and government-backed support. These features make FHA loans a valuable option for individuals seeking affordable and accessible housing solutions.

RENOVATION LOANS

The smartest way for homeowners to finance their entire renovation project.   Check out our various renovation loans such as FHA 203K, HomeStyle, Freddie Choice and more.

NON QM LOAN

If you are self-employed, have unique income sources or have non-traditional credit history, this loan option may be best for you. Start the process today!

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

DISCLAIMER: Any rates, fees or loan terms recited herein are based on information and or representations made by the addressee upon which we have relied. These rates, fees and terms may be subject to change if verification of these representations reveals differences, which in our opinion, alter the risks associated with the contemplated transaction. Also, all rates, terms and fees stated herein are "date sensitive" and, unless specifically stated to the contrary, are subject to change based on our opinion of changing market conditions

1st 2nd Mortgage Company of N.J., Inc.

Licensed by the NJ Department of Banking & Insurance and   other states NMLS# 115981 as a residential mortgage lender.

We are located at: 50 Spring Street, Cresskill, NJ 07626
Toll Free: (800) 562-6466

NMLS     |     FAIR LENDER     |     FAIR HOUSING

DISCLAIMER: Any rates, fees or loan terms recited herein are based on information and or representations made by the addressee upon which we have relied. These rates, fees and terms may be subject to change if verification of these representations reveals differences, which in our opinion, alter the risks associated with the contemplated transaction. Also, all rates, terms and fees stated herein are "date sensitive" and, unless specifically stated to the contrary, are subject to change based on our opinion of changing market conditions